How to secure your 401(k) plan from identity fraud

Your 401(k) might be one of the most valuable things you've got. And scammers are well aware of this. So, while you're focused on building a nest egg, they're out there coming up with new ways to take it from right under you. The tricky part is that most of us don't check our 401(k) accounts all that often, which makes it harder to spot unusual charges. And that gives cybercriminals the upper hand. 

This isn't ideal for anyone, but the risks become even more serious the closer you get to retirement. For one thing, you've likely saved up a good sum. But, what's worse, a single successful attack could leave you without the cushion of your savings at a vulnerable time in life. This doesn't mean you're defenseless, though. 

There's plenty you can do to protect yourself. I'll go over how criminals gain access to 401(k) accounts, what I personally recommend for locking things down, and what to do if something doesn't feel right.

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